Job Details

Business Analyst & Project Management Technology
Permanent
London, City
£60,000
October 16, 2019

Senior Underwriter- Leading Business Loans Provider - West End (London) - £50k-60k )

(Underwriter, Unsecured Lending, BSc/ MSc n Finance, Maths, Economics, SME Sector preferred, loan applications, solid grasp of UK credit bureau data and ancillary sources, mentoring)

 

- Senior Underwriter 

- Perm

- £50k-60k 

- Leading Buisness to Business Loans co 

- West End London 

 

Company:

 

leading global finance company operating in the trillion dollar online lending
space. They are currently operating in four countries, with a local presence in the UK, the
Netherlands, Australia and New Zealand. They are driven by the mission to empower small
and medium-sized businesses with tailored finance, allowing them to focus on what really
matters
Their customers and their needs are at the core of their business and the key driver for all
business decisions. But their most important asset are the masterminds behind the business -Their people. They value ownership, creativity, lean processes and curiosity. They always
look for like-minded people who want to join them in changing the finance industry for the
better.


Job Description


 looking for a Underwriter for the UK market. You will manage a book of loan
applications, utilise, and further develop your functional expertise in credit analysis by
learning from an experienced risk team. This is a key function for them where you will be
supporting their expansion by making meaningful lending decisions to UK businesses.


In this role you will be…

 

  • Analysing and verifying financial and non-financial information to determine the
  • creditworthiness of our business clients.
  • Verifying information on client applications and evaluating fraud risks.
  • Given the responsibility to make independent credit decisions within your own
  • delegated authority.
  • In close contact with their orrowers to ensure an excellent client 's experience.
  • Making recommendations for the development of systems, processes and their policies and guidelines.
  • Mentoring and training junior credit analysts.
  • Directly supporting the business by enhancing the quality of credit applications as well as making recommendations to colleagues to ensure that commercial opportunities are maximised while adhering to their  policies and guidelines.

 

Qualifications

 

  • A minimum of 3 years of experience in financial services as an Underwriter or Credit
  • Analyst for the UK market.
  • A bachelor/master degree in business, finance, economics, mathematics or other related numerical subject.
  • Experience in the SME sector (preferred), however experience within the consumer, commercial, or mortgage sector is also of interest to them. 
  • A sound understanding of financial ratios, credit reporting agency data, and experience in analysing financial statements.
  • A solid grasp of UK credit bureau data and ancillary sources.
  • Strong analytical capabilities and excellent Excel skills.
  • A strong work ethic with great attention to detail.
  • A team player with an ability to work independently while contributing to the success of our team at the same time.
  • Strong English language skills (mandatory).
  •